UK Property Income Tax Calculator 2026/27
Enter your share of residential rental income, allowable running costs, finance costs and other non-savings income to estimate taxable property profit and Income Tax.
Rates reviewed 14 August 2026. Methodology
Published and source-checked by Mehmood Rajoka, founder and publisher. Review our editorial policy.
Example result
Estimated tax on rental profit
£1,800.00
Cash after entered costs and this tax
£7,200.00
This attributes Income Tax to the entered property profit; it is not your final Self Assessment bill.
Taxable Property Profit
£15,000.00
Finance-Cost Tax Reduction
£1,200.00
Effective Tax Rate
12.00%
of taxable property profit
Property Income Tax BreakdownView details
- Your gross rental income
- £18,000.00Tax £18,000.00
- Actual expenses deducted for tax
- Entered£3,000.00Tax −£3,000.00
- Taxable property profit
- £15,000.00Tax £15,000.00
- Income Tax before finance relief
- Band-based£15,000.00Tax £3,000.00
- Residential finance-cost tax reduction
- 20%£6,000.00Tax −£1,200.00
- Estimated tax on rental profit
- £15,000.00Tax £1,800.00
Property Income Tax Breakdown
| Step | Rate | Basis | Amount |
|---|---|---|---|
| Your gross rental income | £18,000.00 | £18,000.00 | |
| Actual expenses deducted for tax | Entered | £3,000.00 | −£3,000.00 |
| Taxable property profit | £15,000.00 | £15,000.00 | |
| Income Tax before finance relief | Band-based | £15,000.00 | £3,000.00 |
| Residential finance-cost tax reduction | 20% | £6,000.00 | −£1,200.00 |
| Estimated tax on rental profit | £15,000.00 | £1,800.00 |
Rental Cash ViewView details
- Gross rental income
- £18,000.00Tax £18,000.00
- Actual running costs entered
- Cash£18,000.00Tax −£3,000.00
- Residential finance costs entered
- Cash£18,000.00Tax −£6,000.00
- Cash profit before tax
- £18,000.00Tax £9,000.00
- Cash after estimated property tax
- £9,000.00Tax £7,200.00
Rental Cash View
| Cash item | Rate | Starting amount | Cash movement |
|---|---|---|---|
| Gross rental income | £18,000.00 | £18,000.00 | |
| Actual running costs entered | Cash | £18,000.00 | −£3,000.00 |
| Residential finance costs entered | Cash | £18,000.00 | −£6,000.00 |
| Cash profit before tax | £18,000.00 | £9,000.00 | |
| Cash after estimated property tax | £9,000.00 | £7,200.00 |
Official sources
Rates and thresholds are checked against the following primary sources. Review dates are shown on the relevant guide or methodology page.
Last reviewed: 14 August 2026
Scope and limitations
Frequently Asked Questions
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